Job description

About Us

YouLend is a rapidly growing FinTech Company that is the preferred embedded financing platform for many of the world’s leading e-commerce sites, tech companies and payment services providers. Our software platform enables our partners to offer flexible financing products in their own branding to their merchant base without capital at risk.

We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future.

The Role

You will report to the Head of Data and collaborate closely with the Head of Credit Risk. Our data team covers data infrastructure, engineering, machine learning, and analytics. Following our recent transition to a modern and scalable data stack (Fivetran, dbt, Snowflake, Tableau), your focus will be on gaining actionable insights from data and developing predictive models that power intelligent, automated decision-making. We are looking for a team player who has curiosity, eagerness to learn and ability to learn quickly.


  • Develop and enhance business critical tools, including credit qualification algorithms, borrower revenue forecasting models, pricing algorithms, and behavioral scoring systems.
  • Engage hands-on in model development, using your expertise to drive initiatives at the forefront of our industry.
  • Contribute to team efforts by supporting ongoing projects and model enhancements, ensuring optimal performance and innovative solutions in data handling.

Essential Skills

  • Machine learning experience in the real world
  • Excellent ability to communicate with people with different backgrounds
  • Evolved problem solving skills
  • Machine learning expertise and experience
  • Fluent in Python
  • Used to software development best practices and workflow


  • MLOps tools like AWS Sagemaker, knowledge and understanding of full machine learning pipeline
  • AWS
  • dbt
  • Snowflake
  • Tableau


Why join YouLend?

At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.

We Offer Comprehensive Benefits Package That Includes

  • Stock Options
  • Private Medical insurance via Vitality
  • EAP with Health Assured
  • Enhanced Maternity and Paternity Leave
  • Modern and sophisticated office space in Central London
  • Free Gym in office building in Holborn
  • Subsidised Lunch via Feedr
  • Deliveroo Allowance if working late in office
  • Monthly in office Masseuse
  • Team and Company Socials
  • Football Power League / Squash Club

Salary range: £60,000 - 80,000 + 10% annual bonus

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