Job description
Present in more than 30 countries, BNP Paribas Personal Finance leads the personal and consumer credit business. In some markets we are leaders, and we bet on innovation to open up new opportunities, in others we are a fast growing business. In all markets, we value relationships, knowledge sharing and responsible action.
BNPP Personal Finance is, by nature, exposed to Credit Risk, and relies heavily on quantitative models to manage it. Each day, hundreds of models are involved in taking millions of credit granting decisions. The importance and complexity of models at use within BNPP-PF keep on rising as the digital transformation accelerates.
Data Analyst for Risk Process Optimization (M/F) - Lisboa
#Risk#Contro#Analytics
In practice, your day-to-day
Risk Business Optimization team has been created in 2018 within Risk Personal Finance Global Credit Decison-making Policies, in Risk corporate teams. During the 3 first years, the team has realized numerous optimization projects and, capitalizing on them, has developed a first set of analytical modules to speed-up these projects locally. For the three next years, our activity has to go one step further, industrializing as much as possible tools and methodologies.
The Data Analyst for Risk Process Optimization contributes to the rationalization and the optimization of risk decision processes through an analytical approach. He/She supports local risk teams to improve the efficiency of credit processes, participating to the best balance between profitability, customer journey and risk profiles. His/her main activities will be:
- Contribute to the identification of optimization levers on risk decision process
- Impulse and/or compute quantitative analysis to implement optimizations and rationalizations with a direct operational impact, using the Risk Business Optimization Toolkit (set of analytical modules developed by the team to speed-up optimization projects)
- Measure the added-value of each optimization project by the definition and valuation of key performance indicators
- Regularly give feed-back on RBO Toolkit usage and detect ways of improvement.
The Mission is important, but working environment is also important!
Within BNP Paribas Personal Finance Central Risk Department is responsible for the relevance of risk rating models used within all local entities and for maintaining a high level of expertise with integrating new statistical techniques in new modelling environments.
You will operate in a friendly work environment, designed to make the collaborating experience as pleasant as possible!
BNP Paribas Personal Finance is the subsidiary of the BNP Paribas Group, No. 1 on the financing of individuals in France and in Europe and has 20,000 employees. You want to know all the reasons for joining us? Go to: https://www.bnpparibas-pf.com/
What do we have to offer you?
- The team is evolving in a strategic and challenging environment within Personal Finance and has interactions with different central and local directions. Working in an international environment, the Risk Business Optimization expert develops his/her knowledge on local specificities: products, market, risk, ...
- The team is constantly working with operational entities and support them on strategic topics, improving their processes and offers.
Are you the one we are looking for?
- Applied Math and Algorithms
- Data Processing, Data Knowledge
- Descriptive Modelling and Predictive Modelling
- Risk Opinion, Risk Analysis
- Ability to manage a project
- Ability to set up relevant performance indicators
- Ability to understand, explain and support change
- Analytical Ability
- Ability to collaborate/Teamwork
- Ability to Synthetise/Simplify
- Communication Skills - Oral & Written
- Attention to Detail/Rigour
- Python
- Decision Making Tools Diligence
- Data Viz Blending Analytics SAS
- Expert Systems
- English
- French (operational)
If you have all this, a lot of desire, energy and good mood, then you are the one we are looking for ...
We look forward to your application!
