Chicago, IL, United States
April 29, 2022
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We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.
At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.
To learn more about CIBC, please visit
CIBC.com
Job Description
POSITION RESPONSIBILITIES: As a Credit Data Analyst, you will be an integral part of the Risk Analytics and Infrastructure group at CIBC directly reporting to the Credit Risk Data Analytics Manager.
In this function, you will contribute to:
1) generating and delivering model ready data for US Credit Risk model development, performance monitoring and execution covering Capital, Stress Testing and Allowance modeling
2) Credit risk reporting development and design
3) Supporting Credit Line of Businesses’ process automation and enhancement. The Credit Data Analytics team will collaborates with the Technology, Modeling, and Line of Business teams to enhance and maintain Business Intelligence (BI) reporting, modeling, and advanced analytics capabilities.
Key responsibilities :
- Partner and collaborate with Technology, Modeling, and Credit Line of Business teams to design and implement interactive BI reporting capabilities to support Management and business units make informed, sound and fast decisions for portfolio management and strategy.
- Streamline and automate data reconciliation reporting processes for consistent use for Credit Risk model (PD, LGD, EAD, CECL & IFRS9) development, model performance, analytics, and Regulatory reporting.
- Collaborate with Credit Line of Business partners to identify opportunities for process improvement, efficiency and accuracy.
- Design and develop analytical tools, workflows, and solutions to support Credit Risk department goals.
- Define data requirements and solutions in partnership with the Credit Line of Business.
- Enhance and support the end-to-end Credit report automation processes including data model, BI platform, and interactive dashboards.
- Create appropriate documentation for stakeholders to follow data process or analysis enabling them for self-service reporting.
- Partners with the enterprise data governance team to ensure solution adhere to the organization’s data principles and guidelines Support in development of a comprehensive credit data warehouse/infrastructure.
- Provide ad-hoc analytical support to Credit Risk Management and Lines of Businesses. Key Accountabilities Support the Head of Risk Modeling Data in streamlining data, reporting BI capabilities and ongoing ad-hoc risk analysis.
- Buildout, innovate and expand Credit risk data ownership and capabilities
- Responsible person for Credit risk data analysis, requirements, documentation, compliance across Credit Risk Analytics
- Support the head of Risk Modeling data in developing data / analytics results for business users, allowing them to identify trends and insights; also freeing data specialists from mundane queries and reporting
- Participate and collaborate in the creation of a culture that promotes data-driven decisions backed by investigation and collaboration around risk data
- Ensure meeting all the Regulatory / Compliance / Accounting requirements with respect to the Credit risk data capabilities
- Maintain awareness of upcoming or proposed industry regulatory actions and supervisory Scan the horizon for emerging analytical skills, techniques, technologies and, where appropriate, tools / data build to ensure their timely introduction for competitive advantage.
- Recruit, train / mentor and develop a high-performance Credit risk modeling data team
- Coordinate with the US Data Management Office and Global (Parent) CIBC teams to adopt and implement the Data Governance policy and standards.
- Locate the new and/or best sources for Credit risk data to drive more effective and efficient analytics.
QUALIFICATIONS: - Successful candidates must exhibit CIBC’s values of trust, team work, and accountability - Candidate must have 3+ years of experience in Credit Risk Management or related work experience - Master’s degree with major in mathematics, statistics, finance, accounting or related are area is preferred
Risk & Compliance:
Our CIBC risk culture is based on employees striving to exceed the expectations of ourselves and our leadership’s identification and mitigation of risks in their daily responsibilities, not just in quarterly or annual monitoring/assessments. We all are accountable for managing risk.
As an employee of CIBC the incumbent must conduct themselves (and foster an environment for others) in a manner consistent with our strong risk culture. This includes:
- Following all aspects of the CIBC Code of Conduct, as well as all applicable CIBC policies, frameworks, guidelines, processes and controls
- At all times acting in accordance with our Purpose and shared values, to achieve our Bank’s strategic goals
- Understanding and following the qualitative and quantitative components of our Risk Appetite Statements
- Completing all annual Corporate Mandatory Training and Testing modules, as well as any additional business-specific modules, as required and employing the learnings in daily activities and undertakings
- Escalating matters through one of the appropriate channels identified in the CIBC Code of Conduct (i.e., HR, management, Ethics Hotline, Whistleblower, etc.) upon observing activities that may be inconsistent with CIBC’s policies, frameworks, guidelines, processes and controls
- Speaking up if witnessing behaviors that drive poor or unfair outcomes for clients, team members or other stakeholders
- Escalating matters that can result in adverse market practices and outcomes, thereby negatively impacting CIBC’s reputation as a leading financial institution.
What you need to know
- CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact
- You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit
- CIBC is committed to doing our part to protect our team, our clients and our communities. We want to ensure we have a safe and healthy workplace, and we want to do our part to get through this pandemic. In keeping with this commitment, and as a condition of employment, CIBC requires all successful candidates to be fully vaccinated against COVID-19 as of their start date, or provide written proof of a medical exemption, or other substantiated accommodation request under applicable human rights legislation.
Job Location
IL-120 S LaSalle St Employment Type
Regular Weekly Hours
40 Skills
Advanced Analytics, Data Analysis, Data Governance, Data Quality, Management Reporting, Reporting Processes, Risk Reporting 
