Sr Data Scientist (Home Loans)

Location: San Francisco, CA 94129

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The role

We are seeking a Senior Data Scientist on the Business Insights team who will help shape business strategy and product development decisions through data-driven insights. This is an exciting role for someone to make a direct impact on new product strategy and revenue of SoFi. Success in this role hinges on your technical aptitude, quantitative abilities, and business acumen: you know how to plow through data with SQL/Python/R/Tableau, surface insights using math/statistics/ML techniques, and measure the business impact using efficiency/conversion/profit metrics. You treat stakeholders as a partnership – you are there at each step of the way and you know that we only succeed if we succeed together.

What you’ll do:

  • Develop and test data-driven strategies that optimize core credit card decisions such as targeting, new account approval, credit line assignment, pricing, customer management and fraud/abuse prevention

  • Build models to help decision makers understand customer behaviors and segmentation

  • Run significance tests and continuously discover trends in customer behavior to inform decision making with a high level of confidence

  • Build reporting pipelines and dashboards to deliver results of credit card strategies to the business

  • Present analyses to Credit Card and Finance business leaders

What you’ll need:

  • M.B.A, B.S. or M.S. in Statistics, Economics, Engineering, Computer Science, Mathematics or a related quantitative field is required for this position

  • Proven track record of end-to-end experience in building analytical frameworks to inform business strategy

  • 5+ years of experience working in an analytics and business strategy role in the credit card industry

  • Deep understanding of credit bureau data

  • Exceptional knowledge and understanding of statistical and econometric modeling methods for significance testing and causal inference. These methods include (but not limited to) regression analysis, forecasting, bootstrapping, outlier detection, feature selection, and decision trees

  • Strong programming skills in SQL, Python and proficiency in Tableau

  • Ability to work in a dynamic, cross-functional environment, with a strong attention to detail

  • Effective communication and presentation skills and ability to explain complex analyses in simple terms to business leaders

  • Strong relationship building and collaborative skills

  • Exceptional problem-solving skills

Why you’ll love working here

  • Competitive salary packages and bonuses

  • Comprehensive medical, dental, vision and life insurance benefits

  • Generous vacation and holidays

  • Paid parental leave for eligible employees

  • 401(k) and education on retirement planning

  • Tuition reimbursement on approved programs

  • Monthly contribution up to $200 to help you pay off your student loans

  • Great health & well-being benefits including: telehealth parental support, subsidized gym program

  • Employer paid lunch program (except for remote employees)

  • Fully stocked kitchen (snacks and drinks)

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

SoFi does not seek salary history information from job applicants.


*** Mention DataYoshi when applying ***

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