Job description

At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to democratize financial services to ensure that everyone, regardless of background or economic standing, has access to affordable, convenient, and secure products and services to take control of their financial lives.

Job Description Summary: Responsible for managing the credit risk and fraud decisioning strategies within GML Credit Risk team.

Job Description:

  • Apply your expertise in quantitative analysis and data mining to extract business insight and solve business problem in risk management.

  • Collaborate with multiple teams inside risk to identify trends and opportunity.

  • Build, maintain and enhance the data projects in order to drive business results.

  • Design and develop the prototype of data application for internal demonstration.

  • Continuously seek innovation opportunities and improvement that have meaningful impact on business.

  • Stay abreast of the latest trend and development of the internet fraud and credit risk, as well as tools and techniques that are effective in performing role

  • Work with a dedicated data science and product engineering team, using a state-of-the-art technology stack, to design and implement data driven solutions that operate at scale and in real-time.

  • Make business recommendations to the executive and cross-functional teams with effective presentations of findings at multiple levels of stakeholders.

  • Lead and participate in special initiatives: innovate and implement large-scale quality improvements to processes and/or systems by conducting data analysis and making recommendations, troubleshooting technical issues, and refining processes.

  • Communicate insights and findings back to the team to contribute to overall teams’ success.

Preferred Qualifications:

  • Master’s degree or above in Engineering, Computer Science, Mathematics, Statistics, Finance or related fields.

  • 2+ years related professional experience in analytics.

  • Strong logical thinking capability, Ability to synthesize information and generalize the pattern.

  • Understanding of various analytical and modeling methods.

  • Experience in managing large volumes of complex data (SQL, Python, Hive, Excel/VBA, Excel PivotTables).

  • Good communication skills. Fluency in English, both written and oral.

  • Ability to self-start. Think outside of the box. Willing to have both hard work and have fun.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit

Who We Are:

Click Here to learn more about our culture and community.

PayPal has remained at the forefront of the digital payment revolution for more than 20 years. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, the PayPal platform is empowering more than 400 million consumers and merchants in more than 200 markets to join and thrive in the global economy. For more information, visit

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at

As part of PayPal’s commitment to employees’ health and safety, we have established in-office Covid-19 protocols and requirements, based on expert guidance. Depending on location, this might include a Covid-19 vaccination requirement for any employee whose role requires them to work onsite. Employees may request reasonable accommodation based on a medical condition or religious belief that prevents them from being vaccinated.

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