Job description

At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to democratize financial services to ensure that everyone, regardless of background or economic standing, has access to affordable, convenient, and secure products and services to take control of their financial lives.

Job Description Summary:

What you need to know about the role Application of data science and analytics to enhance the seller risk management of large enterprises who use PayPal and Braintree to process digital payments Meet our team The team is responsible for managing seller risk for the large enterprise portfolio generating 700B in annual processing and 100M in seller losses. The role of the team is to drive sustainable growth of this portfolio while managing the losses in line with risk appetite. It is a strategy-oriented role focused on execution which involves working with a many cross-functional teams – product, data, sales, operations, business, etc. Data driven decision are critical to this execution and hence a strong data science, analytics and stats foundation is key.

Job Description:

Your way to impact

Help improve risk decisions using internal and external data intelligence. Work is extremely foundational as this space is undergoing a transformation. There is a lot of opportunity to make a lasting impact.

Your day to day

  • Part of the transformation team, so defining a new risk management framework - fundamental change to how we assess credit risk for PayPal Large Enterprises and its impact to risk-adjusted-revenue and RAM. We are making the framework more objective driven rather than being driven by underwriter discretion.
  • Improve risk data intelligence - both internal payments data components and external data through vendors
  • Day to day also involves descriptive, prescriptive analytics, building dashboards for monitoring & reporting

What Do You Need To Bring-

  • Job needs analytics, number sense, data story-telling. Ability to think of the big picture (strategic thinking) along with hands on analytics skillset to drive decision making process.
  • Cross-functional role - orchestration of the entire risk strategy and working with model builders, product managers, engineers, operations team, data infra teams to execute on the strategy. We are the accountable party.
  • Communication is important

Basic Qualifications

  • Bachelor’s degree or higher in a quantitative field (Business, Math, Economics, Finance, Statistics, Science, Engineering)
  • Minimum of 2-3 years of experience in the risk domain associated with payments, fintech, banking or the ecommerce industry
  • Experience with technical tools such as SQL, Python, Tableau

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit

Who We Are:

To learn more about our culture and community visit

PayPal has remained at the forefront of the digital payment revolution for more than 20 years. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, the PayPal platform is empowering more than 400 million consumers and merchants in more than 200 markets to join and thrive in the global economy. For more information, visit

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at

As part of PayPal’s commitment to employees’ health and safety, we have established in-office Covid-19 protocols and requirements, based on expert guidance. Depending on location, this might include a Covid-19 vaccination requirement for any employee whose role requires them to work onsite. Employees may request reasonable accommodation based on a medical condition or religious belief that prevents them from being vaccinated.

REQ ID R0103181

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