HypoVereinsbank is part of UniCredit, a simple, successful Pan European Commercial Bank, with a fully plugged in Corporate & Investment Banking, delivering a unique Western, Central and Eastern European network to its extensive client franchise. We offer our employees professional development all over Europe, consisting of both job and learning opportunities. UniCredit has been certified as an European Top Employer returning year-for-year consistently high employee engagement.
The unit „Scoring Models & Tools for Risk Modelling and Risk Systems“ as part of the department Credit Risk Architecture & Infoflow is the driving core unit of our Credit Decision Engine which is part of the credit underwriting process. It allows our business to take more efficient and effective credit decisions in real time and is crucial for the success of our bank. In order to maintain and increase this success you are amongst other responsible for the ongoing analysis, monitoring and optimization of the credit decision rules implemented in the engine.
Das erwartet Sie bei uns• Design of an up-to-date data structure and data flow suitable for the different activities as modelling, engine maintenance and monitoring• Implementation of the data structure and usage in running processes• Data preparation for modelling, monitoring and reporting• Future development of the credit decision tool and its monitoring• Training on the job regarding FICO’s Blaze advisor
Das bringen Sie mit• Very good knowledge in data analytics, strong interest in implementing new technologies and data analysis tools• IT affinity with very good experience in SAS programming, good knowledge of SQL (Structure Query Language); knowledge in Python and or R preferable• Strong interest in implementing new technologies and data analysis tools, strong analytical skills, independent, structured and precise working approach• Good understanding of credit processes advantageous• Feeling of responsibility, motivated, resilient, enjoying team work and joint success• Fluent knowledge in German and English
Das bieten wir Ihnen• A corporate culture that is characterized through openness, dynamics and internationality with opportunities for your personal development• Responsible and exciting activities in a dynamic market environment with a good mix between methodology and technical implementation• Active contribution to the digital transformation within the finance sector especially automation of the credit underwriting process• Interdisciplinary environment with multiple interfaces, such as holding, market risk and the local and global data office as well as internal and external IT providers• A young, dynamic, motivated, experienced and integrating team• Flexible working hours and attractive compensation
If you feel addressed by this challenge and you want to become part of our team, we are very much looking forward to receiving your application through your CV.