Citi

Business Analytics- Data Analyst

Job description

Job Id: 22601481


The Business Analytics Analyst is a developing professional role. Applies specialty area knowledge in monitoring, assessing, analyzing and/or evaluating processes and data. Identifies policy gaps and formulates policies. Interprets data and makes recommendations. Researches and interprets factual information. Identifies inconsistencies in data or results, defines business issues and formulates recommendations on policies, procedures or practices. Integrates established disciplinary knowledge within own specialty area with basic understanding of related industry practices. Good understanding of how the team interacts with others in accomplishing the objectives of the area. Develops working knowledge of industry practices and standards. Limited but direct impact on the business through the quality of the tasks/services provided. Impact of the job holder is restricted to own team.


Responsibilities:


  • Gathers operational data from various cross functional stakeholders to examine past business performance
  • Identifies data patterns & trends, and provides insights to enhance business decision making capability in business planning, process improvement, solution assessment etc.
  • Recommends actions for future developments & strategic business opportunities, as well as enhancements to operational policies
  • May be involved in exploratory data analysis, confirmatory data analysis and/or qualitative analysis
  • Translate data into consumer or customer behavioral insights to drive targeting and segmentation strategies, and communicate clearly and effectively to business partners and senior leaders all findings
  • Continuously improve processes and strategies by exploring and evaluating new data sources, tools, and capabilities
  • Work closely with internal and external business partners in building, implementing, tracking and improving decision strategies
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.


Analytical Skills


  • Data analysis and visualization
  • Proficient in formulating analytical methodology, identifying trends and patterns with data
  • Generate actionable Business Insights


(Preferred) -


Tools and Platforms


  • Proficient in SAS, SQL, Tera data and Python
  • Proficient in MS Excel, PowerPoint
  • Experience in Enterprise Data Warehouse


Domain Skills


  • Good understanding of Risk/Finance – critical data elements data definitions
  • Ability to identify golden data source and data discovery from available meta data
  • Hands on experience on data extraction/aggregation from Enterprise level data warehouses
  • Experience in tracking and reporting of Risk/Finance KPI’s (Like balances, charge off, account life cycle)
  • Good understanding of consumer products like Mortgage, Cards
  • Knowledge of Finance Regulations like CCAR,AML,KYC etc
  • Understanding Retail Business operations


Soft Skills


  • Ability to identify, clearly articulate and solve complex business problems and present them to the management in a structured and simpler form
  • Should have excellent communication and inter-personal skills
  • Good project management skills
  • Ability to work in teams


Technical Skills:


  • Experience in variables mapping across DWH’s
  • Ability to write complex SQL, SAS and Python codes for data extraction and aggregation
  • Well versed with code optimization techniques


Educational and Experience:


  • MBA / Master degree in Mathematics / Information Technology / Computer Applications / Engineering from a premier institute. BTech / B.E in Information Technology / Information Systems / Computer Applications
  • (Preferred) Post Graduate in – Computer Science, Mathematics, Operations Research, Management Science and related fields
  • 2 to 5 years of hands on experience in delivering Regulatory data analysis or reporting, with at least 1 year experience in Banking Industry


This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.


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Job Family Group:


Decision Management


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Job Family:


Business Analysis


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Time Type:


Full time


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Citi is an equal opportunity and affirmative action employer.


Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.


Citigroup Inc. and its subsidiaries (Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.


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