The Finder India

Data Scientist II - Credit Risk & Retail Lending D...

Job description

Roles & 1-4 years

Should be from Hyderabad

  • Belongs to Tier 1 colleges (IIT/NIT/BITS etc.)

Key Responsibilities

  • Work with cash-flow, behavioral, and traditional bureau datasets
  • Upgrade and maintain risk products, end-to-end loan decisioning products, and zero manual intervention products.
  • Create/Ideate/Innovate on frameworks for credit risk, ops, credit offers, fraud and required model development/updates.

Primary Requirements (Must-have)

  • 1-4 years of experience in data science
  • Hands-on modeling experience in ANN, RF & GBM
  • Expertise in Python and knowing at least one object-oriented programming language.
  • Understands retail lending
  • Expertise in feature generation and data sanity
  • Keen on problem-solving and aptitude for learning

Preferred Qualifications

  • Must have delivered at least one data product end-to-end
  • Previous experience in banks/NBFC(s)/fintech
  • Knows SCALA/JAVA
  • Experience in deploying Machine Learning and Deep Learning techniques
  • Understands the concepts of hyper-parameter optimization and various techniques to achieve the same, primarily Genetic and Bayesian approaches
  • Framework(s) approach to problem-solving and ability to break down broader problem statements to hypothesize and validate
  • Keeps a track of recent developments in the ML & DL space


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